![]() Our Monthly/Yearly Expenses Calculator can help you figure out a workable budget. Once you see how all those daily expenses add up, there’s a good chance you’ll want to adopt some money-saving habits that will allow you to reach your financial goals more quickly. Keeping track of how much money is coming in, going out, and where it’s going, is the only way you can get an accurate read on the state of your finances. In that case, you don’t need a budget, right? Wrong! Everyone needs a budget. Say you have enough money every month to pay your bills, contribute to savings and even treat yourself a bit. Here are five money moves you’ll regret making: Not following a budget. They are things that can not only affect your finances today, but well into the future. ![]() But there are some financial decisions that are best to avoid at all costs. It’s a complete lack of common sense and a lack of being reasonable and/or accommodating in instances like this that drive me crazy about associations and is why I’ll never buy in an association again.We have all made mistakes with money at some point in our lives. I couldn’t park this truck in my driveway yet my neighbors were allowed to park rusty 30-year-old conversion vans in their driveways with no issue. This truck I had was a $50,000 truck that was a really sharp-looking truck it wasn’t a blight on the neighborhood. The enforcement, however, seemed to lack common sense. While I personally could care less if my neighbors did this, I get the spirit behind the law. They don’t want big ugly work trucks parked in driveways. “I understand the thought behind this rule. Turns out my truck had class B plates and class B plates were not allowed to be parked in driveways. Until one day when I got a letter from the association fining me and telling me I had to park my truck in my garage. “Many people on my block parked in their driveways and there wasn’t a rule against doing so. ![]() The truck wasn’t a huge truck, but it was too long to fit in my garage so I would park it in the driveway which was fine,” he said. “At this time I had bought a Lincoln Blackwood pickup truck. John Frigo of e-commerce retailer Best Price Nutrition shared his story regarding parking restrictions. HOA rules regarding parking restrictions aren’t uncommon, but sometimes the rules seem to be contradictory. They even suggested that they put the dog on a diet.” We tried to reason with them, but according to them, a rule is a rule. This certificate was sent to the HOA, and they declined buyers’ acceptance. My buyers took their dog to the vet and the dog weighed at 35.5 pounds. HOA requires that every new home buyer sends them a certificate from a vet that proves dog’s weight. My buyers have a dog, which they thought was around that weight. When they came in, buyers see that dogs up to 35 pounds are allowed. They put the offer in, it was accepted and then the rules and regulations were ordered from the HOA. “I was recently working with a couple who was looking to buy a home, and I found them a great house. Russell Volk, a real estate professional with Re/Max Elite in Pennsylvania, related this story regarding some of his clients: ![]() Having an HOA refusing to allow residents to keep an aggressive or dangerous dog breed on their property is understandable, but placing weight restrictions on a pet seems somewhat silly.
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